It is that time of the year again, where our credit cards are used like it is going out of style. Even though we are shopping more, we can all be a little smarter. Follow these tips and get the most out of your money. Have a great Thanksgiving YPs and if you are shopping Black Friday, enjoy!
By Amelia Ross
NEW YORK (CNNMoney.com) — You are at the checkout counter with an armload of packages and as you dig into your purse or wallet, you’re presented with an offer of a store credit card along with a holiday gift.
The temptation to sign up for the retailer’s promotional credit card offering a discount on all the stuff you’re handing over to the cashier is high, but what you may not know is not all cards are equal.
Here are some tips on how to how to avoid getting hurt by the fine print and get the most out of buying by credit card. [click to continue…]
Tagged as:
Credit Strategies,
Holiday Shopping,
Saving Money
YPJimH says: We all need extra income to put alittle more money in our pocket. Here are some ideas that you might find worthwhile…
Second job is more than just an idea — second jobs are becoming increasingly necessary for many people. More than seven million Americans hold second jobs. And although you might think most people who have second jobs are in minimum wage positions, studies suggest that teachers, police officers, engineers, nurses and other professionals often hold down second jobs. Having a side jobcan help you with your financial goals. [click to continue…]
Tagged as:
Achieving Goals,
Saving Money
YPJimH says: Recently, I’ve been really thinking about my money, and how to maximize it, to secure the best for my future. Budgeting is a very essential part to being successful with your money. Like the old adage goes, “If you fail to plan, then you plan to fail.” Even though most of America is in a tough spot, it is necessary to do what you can, to secure your money. Budgeting is definitely one very important tool in doing so.
By MSN Money Staff
Budgeting isn’t a punishment for not being born wealthy.
It’s an avenue to know where your money goes and help you reach your financialgoals
, whether it’s a new home, a comfortable retirement or just making it to your next paycheck.
When all is said and done, you simply can’t spend more than you make, at least not for long. [click to continue…]
Tagged as:
Achieving Goals,
Money Tips,
Saving Money
Whether a newbie or seasoned budgeter, nearly everyone has spending holes — leaks in your budget that drain money with you hardly noticing.
These small drips can add up to big bucks. Once you find the holes and plug them, you’ll keep more money in your pocket. That spare cash could be the ticket to finally being able to save, invest, or break your cycle of living paycheck to paycheck.
Here are 20 common ways people waste money. See if any of these sound familiar, and then look for ways to plug your own leaks.
[click to continue…]
Tagged as:
Money Tips,
Saving Money
